Pay your mortgage

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Help and advice

Useful sources of help and advice on your mortgage

Meet the Team

Oliver Stratton - UK Country Manager

Oliver is UK Country Manager and leads Arrow Global’s UK business. He is a member of the Group Management Board and the UK’s FCA Approved Person.  Oliver joined Arrow Global in 2013 and since had various leadership roles including Head of Collections, Director of UK Portfolios and Co-Head and COO of Arrow UK, before becoming UK Country Manager in March 2018. Prior to Arrow Global, Oliver spent over 10 years in both investment banking and corporate law, advising FTSE100 and FTSE250 companies, private equity and SMEs on strategy, M&A, IPOs and international capital markets. During this time, Oliver worked as an investment banker in the UK corporate finance teams at Deutsche Bank and Peel Hunt, and a corporate lawyer with Allen & Overy. Oliver is a qualified lawyer, holds an LLB (Hons) from the University of Sheffield and the ICAEW’s Corporate Finance Qualification, and is a member of the Chartered Institute of Securities & Investment.

Phil Henney - Head of Mars UK Portfolio Management

Phil has over 20 years’ experience in Financial Services, having worked for over 12 years in a senior capacity responsible for Portfolio Management, Data & Analytics, IT and Operations within a number of the Arrow Global Group companies. Prior to his career with Arrow Global he held senior positions at Old Mutual International where he was responsible for the Premium Collections and Reconciliations for all offshore investments in Guernsey, Ireland, IOM and Hong Kong.

David Leach - Head of Finance

David is a chartered accountant with over 30 years experience in industry and practice. Since leaving practice, he has worked mostly within the Financial Services sector. During his nine years with Alliance & Leicester plc, he held a number of roles including: Management Accountant for their corporate banking subsidiary Girobank, Group Reporting Accountant for the entire banking group and Finance Lead for their first mortgage backed securitisation (Fosse Securities No. 1 plc). He then spent eight years at the European headquarters of a global insurance underwriting company as Financial Reporting Manager, before joining Mars Capital in February 2015.

Erin Sheridan - Director of Asset Management

Erin has been the Director of Asset Management at Mars Capital since 2016. Prior to this, Erin held the position of Head of Servicing in the UK at Mars Capital and is therefore very experienced in all aspects of loan management. She has worked in Financial Services since 2005 with a background in non-conforming mortgage underwriting before moving to mortgage servicing. She was responsible for creating the Mars UK servicing model during the years following the financial crisis of 2008.

Carl Smalley - Head of IT

Carl has over 25 years’ experience in IT, 20 in management including business systems analysis, design and development. Carl’s management experience spans over several industries including Information Technology, Publishing, Distribution and Financial Services.  The most recent being 10 years in the mortgage origination and servicing sector.  Carl has been with Mars Capital from inception and has built the IT network and services and developed the software platform (Deimos) that manages, originates and services all UK mortgage accounts that are managed in-house.

Toby Morrell - Head of Investment Control

A Chartered Accountant with over 15 years of experience in a range of reporting, consulting and management roles including over 10 years in financial services. Recent roles include consulting on the divestiture of Nex Plc from ICAP Plc, Finance Director at consultancy bfinance and Director of Financial Reporting at hedge fund Gottex. Toby leads the Data and MI team and is the gate keeper of all external reporting.

Mars Capital is part of the Arrow Global Group